Scott Marsh- Prosperous Planning Partners

1. Financial Intelligence
2. Behavioral Intelligence
3. Community Intelligence

The 'Shared Personal Credit' of Insightful TEAMWORK

"The whole is greater than the sum of the parts."  Apply effective problem solving.  Value differences.  Build on divergent strengths.

Independent thinking alone is not suited to interdependent reality.

That they may be one-
D&C 82:19 ^aEvery man seeking the interest of his ^bneighbor, and doing all things with an ^ceye single to the glory of God.

 D&C 70:14 Nevertheless, in your temporal things you shall be ^aequal, and this not grudgingly, otherwise the abundance of the manifestations of the Spirit shall be ^bwithheld.

 D&C 78:5 That you may be ^aequal in the bonds of heavenly things, yea, and earthly things also, for the obtaining of heavenly things.

  6 For if ye are not equal in earthly things ye cannot be ^aequal in obtaining heavenly things; 

 Be one of the 5 that thrive.  Mission Presidents say that there are only 5 out of 200 that you could put in any area with any companion and they will thrive.

Do you thrive in groups and work well with anyone?

Partners- Communities that benefit from success and profit

Family              

Spouse

Children

Parents

Siblings

Planning

Mentor

Advisor

Success Models

Friends we Choose

Neighbors

Business

Partners-Workmates

Clients

Competitors -  Netshare (Novell meets with competitors and share ideas)

Referral Sources

Vendors

Other Businesses

Chariities

1. Together

Meaningful shared goals-- The essence of eternal energy

Who is right-- How much am I willing to change  Both need to know the other loves them enough to make the change.

2. Marriage

Seek an eternal companion

-From a similar economic, social and educational background. Pres. Spencer W. Kimball

-who shares reasonably similar financial expectations

-who is already saving

- Chemistry, communication, commitment to Christ, cash savings account

Is marriage critical to financial success.

-89% of all divorces can be traced to quarrels and accusations over money. Marvin J. Ashtons

-Money causes more problems in marriage than all other problems combined. Gordon B. Hinckley

Millionaire Mind- Most important contributing factor was I married the right person.

Girls list 5 things they love about their father.  

3. Expectation Mirror What I expect of my Children- 80% of children will manage their financial resources in a staistically similar way to the way their parents managed their resources.

4. Resourcefulness vs. Resources

Giving kids money, especially adult persons.  Hurts them more than helps them.

5. Openly discuss financial goals, expectations and lessons with children

6.  The 'Million Dollar Choice' Family

The '7-11 Cure'

- Stopped buying candy at 7-11 and bought at Costco & saved $30/mo.

7.  The Visual Goal

powerpay.org acclerated debt reduction 

8.  The 'Unexpected' Humanitarian Cause

GET a family service project you regularly do together.

9.  The Large Future Need Seed

If you'll walk behind the mower-

The scholarship mom

The 'yard sale' sale

10.  The 'Economic Outpatient Care' Decision